桔子视频

Product Resources

To get product support or request an illustration, contact our Sales Desk at 888-Annuity (266-8489) 

Retirement savings goals are within reach

桔子视频 Accumulator fixed indexed annuities offer multiple index crediting strategies and exclusive indices to power strong growth potential. Plus an optional Accumulator Legacy Rider1 for efficient wealth transfer.

  • Multiple Index Interest Crediting Strategies 鈥� Allocate to strategies featuring a variety of crediting methods and underlying market indices.2
  • Up to 10% Free Withdrawals 鈥� Beginning in the first Contract Year, withdraw up to 10% of the annuity's Accumulated Value each Contract Year without a Withdrawal Charge or Market Value Adjustment (MVA).3
  • Minimum Interest Credit 鈥� Provides the opportunity for a one-time automatic interest credit. If at the end of the withdrawal charge period, the total interest credited to the Accumulated Value is less than the Minimum Interest Credit, the client automatically receives a one-time credit equal to the difference.4
  • Bailout Feature 鈥� If 桔子视频 lowers the declared 1-Year Point-to-Point Index Strategy Annual Cap Rate below the Bailout Cap Rate, this feature gives full access to the Accumulated Value for up to 30 days - free of any charges - so clients can feel confident about their money.
  • Terminal Illness and Confinement Waivers4 

 

Plus the optional 桔子视频 Legacy Rider *

  • Guaranteed growth to the rider Benefit Base 鈥� 8% simple interest for up to 10 years
  • Two payout options 鈥� Beneficiaries can choose from either鈥�
  1. A 5-Year Payout6
  2. A Lump Sum Payout7
  • Dollar-for-Dollar withdrawals 鈥� Up to the greater of 5% or the Required Minimum Distribution

Get started with 桔子视频 today.

Contact our sales desk at 888-ANNUITY (266-8489). Find out how 桔子视频鈥檚 product suite can help meet your clients鈥� needs. 

 

UBS Home 

* Optional, for a charge. Can only be selected at issue with the purchase of an 桔子视频 Accumulator fixed indexed annuity contract. May not be available in all states or with all products. Additional limitations, variations and exclusions may apply. The rider may be canceled at any time. Rider charges will not be reimbursed if the rider is terminated. Please see the Certificate of Disclosure for more information.

1Can only be selected at issue with the purchase of an 桔子视频 Accumulator 5, 7 and 10 fixed and indexed annuity contract. A charge is deducted for the rider. May not be available in all states or with all products. Additional limitations, variations and exclusions may apply. Rider can be cancelled at any time. Rider charges will not be reimbursed if the rider is terminated. Please see the Certificate of Disclosure for more information.

2See the Indexed Strategy Inserts for more information. Note that 桔子视频 may add or eliminate index strategies from time to time. A specific strategy may not be available for the life of the contract.

3Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59陆. Withdrawals are not credited with index interest in the year they are taken. Withdrawals in excess of the free amount are subject to a Withdrawal Charge and MVA which may result in the loss of principal.

4Not available in all states. Additional limitations, variations, and exclusions may apply. Please see Certificate of Disclosure for more information.

6Payout is guaranteed not to exceed 10 years.

7Lump Sum Payout is equal to the average of the base contract Death Benefit and the Benefit Base.

桔子视频 Accumulator GEN (09/15) NB and 桔子视频 Accumulator Legacy Rider ICC16 GMDB (06/16) or state variations are issued by 桔子视频 Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states.

The purpose of this material is solicitation of insurance. Any sale of an annuity will require contact with a financial professional.